Your CTOS score reflects your creditworthiness, based on various factors including payment history, amounts owed, credit history length, credit mix, and new credit. Each factor has a different weight on your score:Payment History (45%): This is the core of your score, indicating your...
 Your credit score will drop immediately when you miss a payment. To bring the score back up, it will take a minimum of 3 months of consistent payment behavior to see some improvement. Payment history is the most important factor in credit scoring,...
 Apa yang kita belajar dari gambar ni ?1. Kerja keras sekeras keras nya untuk capai tujuan (free marketing)2. ⁠Perlukan sedikit modal/duit untuk beli sayur , habis sayur beli lagi dan sampai la tujuan. (paid marketing/iklan berbayar) ...
 Tahu tak? Kenapa seorang ibu selalu atau mudah jadi abuser pada anak-anak dia? One of the reason yang I boleh fikirkan sekarang sebab hampir most of time, hanya si ibu yang ada bersama dengan anak-anak dia. Baik daripada buka mata sehinggalah waktu tidur...
 Did You Know?Legend says the name "googly eyes" comes from the 20th-century comic strip character Barney Google. He was drawn with characteristically exaggerated eyes, which inspired the 1923 hit song "Barney Google (with the Goo-Goo-Googly Eyes)."Credit to: Michael Stelzner ...